HONEYBOOK FINANCE

Manage your money where you manage your business

Earn, spend, save, and monitor your money with a business checking account included in every HoneyBook plan*.

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No credit check required
*Pending eligibility requirements

$12B+

in payments processed

7M+

invoices paid on HoneyBook

25M

clients served on HoneyBook

Smart, simple, insightful—it’s everything your business finances should be

Access funds faster

Get client payments deposited instantly*—at no extra charge.

Spend, track, and save

Make purchases, monitor expenses, and automate savings.

Gain insights along the way

Use data to plan ahead and run your business with confidence.

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See what your money is doing

Easily track your business performance with your revenue, expenses, and account balances in one view.

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Put your savings on autopilot

Set aside a percentage of each client payment to save for the things you want and need—like taxes, expenses, marketing, or a little bonus for yourself. You deserve it.

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Spend your way—in person or digitally

Track expenses by project, calculate profitability, and make informed decisions with the HoneyBook VISA Debit card built for independent business.

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See your complete financial picture

Payments
Balance
Capital

Give clients more 
ways to pay

Accept credit/debit cards, bank transfers, Apple Pay, Google Pay, and more. Or set up recurring invoices or flexible installments.

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Like a bank account, only better

Meet HoneyBook Balance—the no-fee business checking account built right into HoneyBook.

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Fund your goals, 
fuel your growth

Access business loans you pay off as you earn—with no interest, late fees, or prepayment penalties.

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Run your business 
with confidence

Use financial data to learn from the past, understand the present, and plan for the future.

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Trusted by 100,000+ independent businesses

 93% of members would recommend HoneyBook to a friend.

4.8

589

reviews

4.5

158

reviews

Clinton Webb

“

HoneyBook Finance has really helped me set aside money for expenses and savings which has improved my financial well-being.

“

Clinton Webb

Artist

Nick

“

I love HB's new banking and finance features and that we can set aside money in buckets. I also love the reporting features and expense tracking. Everything is setup very well.

“

Nick

Designer

Chelsea

“

I LOVEEEE this tool. So thankful that HB incorporated this! Quarterly taxes have come around multiple times and I have always had money in my buckets. I love that feature!

“

Chelsea

Photographer

* All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

FAQs

Where can I use the HoneyBook Visa Debit Card?

Anywhere VISA is accepted.

Is HoneyBook a bank?

HoneyBook is a financial technology company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC.

Who issues the HoneyBook Visa® Debit Card?

The HoneyBook VISA debit card is issued by Lincoln Savings Bank, Member FDIC.

How much does a HoneyBook Finance cost?

HoneyBook Finance is available at no extra cost to eligible HoneyBook subscribers.

Manage your money like a pro

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Terms apply.
* HoneyBook is a software company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC. HoneyBook Visa Debit cards are issued by Lincoln Savings Bank, Member FDIC. HoneyBook is not FDIC insured. FDIC insurance only covers the failure of an insured bank.
**Instant deposit only applies to client debit and credit card payments of $15,000 or less. Payments processed through HoneyBook are generally available in the HoneyBook checking account immediately after a client finalizes payment. Fund availability times may vary due to unforeseen factors. ACH payments are not eligible for instant deposit.